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<title>Insurance Dose | Top Stories | Life Insurance</title>
<link>http://insurancedose.com</link>
<description>Your Daily Dose Of Insurance News And Information</description>
<pubDate>Wed, 24 Aug 2011 12:12:24 CDT</pubDate>
<language>en</language>
<item>
	<title><![CDATA[Longevity insurance: Old-age money protection]]></title>
	<link>http://insurancedose.com/Life-Insurance/longevity-insurance-old-age-money-protection/</link>
  <source url="http%3A%2F%2Fwww.chron.com%2Fbusiness%2Farticle%2FLongevity-insurance-Old-age-money-protection-2137391.php"><![CDATA[Longevity insurance: Old-age money protection]]></source>
	<description><![CDATA[Retirement experts and some financial advisers say it can make a lot of sense for those who have enough savings to be able to spare a small portion in exchange for future monthly income that they can't outlive.  An annuity is an investment product in which you typically pay an insurance company a lump sum and get back a stream of payments for life.   ]]></description>
	<pubDate>Wed, 24 Aug 2011 12:12:24 CDT</pubDate>
	<author>lifeinsurance</author>
	<category>Life Insurance</category>
	<votes>3</votes>
	<guid>http://insurancedose.com/Life-Insurance/longevity-insurance-old-age-money-protection/</guid>
</item>

<item>
	<title><![CDATA[Brace yourself for rate increases]]></title>
	<link>http://insurancedose.com/Life-Insurance/brace-yourself-for-rate-increases/</link>
  <source url="http%3A%2F%2Fwww.desmoinesregister.com%2Farticle%2F20110822%2FOPINION03%2F308220019%2FBrace-yourself-for-rate-increases%3FFrontpage"><![CDATA[Brace yourself for rate increases]]></source>
	<description><![CDATA[Every time we write an editorial about problems with long-term care insurance, we hear from Iowans. And so it went a few weeks ago. We questioned a national bus tour sponsored by long-term care insurers and a reverse- mortgage company.<br /> ]]></description>
	<pubDate>Mon, 22 Aug 2011 16:27:36 CDT</pubDate>
	<author>healthinsurance</author>
	<category>Life Insurance</category>
	<votes>3</votes>
	<guid>http://insurancedose.com/Life-Insurance/brace-yourself-for-rate-increases/</guid>
</item>

<item>
	<title><![CDATA[How Much Money Will Your Whole Life Insurance Policy Generate? ]]></title>
	<link>http://insurancedose.com/Life-Insurance/how-much-money-will-your-whole-life-insurance-policy-generate-/</link>
  <source url="http%3A%2F%2Fwww.foxbusiness.com%2Fpersonal-finance%2F2011%2F08%2F04%2Fhow-much-money-will-your-whole-life-insurance-policy-generate%2F"><![CDATA[How Much Money Will Your Whole Life Insurance Policy Generate? ]]></source>
	<description><![CDATA[The rate of return on your whole life policy is important to know but hard to determine. These tips can help. ]]></description>
	<pubDate>Fri, 05 Aug 2011 10:27:31 CDT</pubDate>
	<author>lifeinsurance</author>
	<category>Life Insurance</category>
	<votes>3</votes>
	<guid>http://insurancedose.com/Life-Insurance/how-much-money-will-your-whole-life-insurance-policy-generate-/</guid>
</item>

<item>
	<title><![CDATA[New York life insurance companies directed to find and pay beneficiaries]]></title>
	<link>http://insurancedose.com/Life-Insurance/new-york-life-insurance-companies-directed-to-find-and-pay-beneficiaries/</link>
  <source url="http%3A%2F%2Fcommunity.nasdaq.com%2FNews%2F2011-07%2Fnew-york-life-insurance-companies-directed-to-find-and-pay-beneficiaries.aspx%3Fstoryid%3D87295"><![CDATA[New York life insurance companies directed to find and pay beneficiaries]]></source>
	<description><![CDATA[New York is cracking down on  life insurance companies  , requiring that they try harder to find and pay beneficiaries when policyholders die. ]]></description>
	<pubDate>Wed, 27 Jul 2011 10:49:02 CDT</pubDate>
	<author>lifeinsurance</author>
	<category>Life Insurance</category>
	<votes>4</votes>
	<guid>http://insurancedose.com/Life-Insurance/new-york-life-insurance-companies-directed-to-find-and-pay-beneficiaries/</guid>
</item>

<item>
	<title><![CDATA[How To Choose The Right Life Insurance Policy]]></title>
	<link>http://insurancedose.com/Life-Insurance/how-to-choose-the-right-life-insurance-policy/</link>
  <source url="http%3A%2F%2Fblogs.forbes.com%2Fmoneywisewomen%2F2011%2F07%2F11%2F1195%2F"><![CDATA[How To Choose The Right Life Insurance Policy]]></source>
	<description><![CDATA[I received this article on the importance of life insurance from Intelliquote.com and decided to share it. Having adequate life insurance can't bring your loved one back, but it can help provide you with financial security. I have numerous female friends who are living financially secure because their husbands had [...] ]]></description>
	<pubDate>Mon, 11 Jul 2011 14:26:02 CDT</pubDate>
	<author>lifeinsurance</author>
	<category>Life Insurance</category>
	<votes>3</votes>
	<guid>http://insurancedose.com/Life-Insurance/how-to-choose-the-right-life-insurance-policy/</guid>
</item>

<item>
	<title><![CDATA[Will a Health Condition Kill Your Life Insurance Options?]]></title>
	<link>http://insurancedose.com/Life-Insurance/will-a-health-condition-kill-your-life-insurance-options/</link>
  <source url="http%3A%2F%2Fwww.foxbusiness.com%2Fpersonal-finance%2F2011%2F07%2F08%2Fwill-health-condition-kill-your-life-insurance-options%2F"><![CDATA[Will a Health Condition Kill Your Life Insurance Options?]]></source>
	<description><![CDATA[If you have a pre-existing medical condition, your ability to obtain life insurance depends on your medical condition, and how well it's controlled. ]]></description>
	<pubDate>Fri, 08 Jul 2011 13:32:13 CDT</pubDate>
	<author>lifeinsurance</author>
	<category>Life Insurance</category>
	<votes>4</votes>
	<guid>http://insurancedose.com/Life-Insurance/will-a-health-condition-kill-your-life-insurance-options/</guid>
</item>

<item>
	<title><![CDATA[4 Things That Keep You From Getting Life Insurance]]></title>
	<link>http://insurancedose.com/Life-Insurance/4-things-that-keep-you-from-getting-life-insurance/</link>
  <source url="http%3A%2F%2Fwww.sfgate.com%2Fcgi-bin%2Farticle.cgi%3Ff%3D%2Fg%2Fa%2F2011%2F07%2F04%2Finvestopedia54201.DTL"><![CDATA[4 Things That Keep You From Getting Life Insurance]]></source>
	<description><![CDATA[People don't get life insurance for a variety of reasons. Some simply don't want to think about death. Some worry that they are uninsurable because of their health or lifestyle. None of these reasons, however, should prevent you from being insured. Life insurance is one of the fundamental personal risk management weapons in your arsenal and you should make the best use of it. Here are four common reasons people give for not applying for life insurance.<br /> ]]></description>
	<pubDate>Tue, 05 Jul 2011 13:52:25 CDT</pubDate>
	<author>lifeinsurance</author>
	<category>Life Insurance</category>
	<votes>3</votes>
	<guid>http://insurancedose.com/Life-Insurance/4-things-that-keep-you-from-getting-life-insurance/</guid>
</item>

<item>
	<title><![CDATA[5 Signs You Need Life Insurance]]></title>
	<link>http://insurancedose.com/Life-Insurance/5-signs-you-need-life-insurance/</link>
  <source url="http%3A%2F%2Fwww.sfgate.com%2Fcgi-bin%2Farticle.cgi%3Ff%3D%2Fg%2Fa%2F2011%2F06%2F28%2Finvestopedia53716.DTL"><![CDATA[5 Signs You Need Life Insurance]]></source>
	<description><![CDATA[With all the hype about gold, stocks and the economy, you may have forgotten other key aspects of personal finance, like life insurance. For many, or maybe even most of us, life insurance is actually a bigger concern. ]]></description>
	<pubDate>Tue, 28 Jun 2011 15:19:10 CDT</pubDate>
	<author>lifeinsurance</author>
	<category>Life Insurance</category>
	<votes>4</votes>
	<guid>http://insurancedose.com/Life-Insurance/5-signs-you-need-life-insurance/</guid>
</item>

<item>
	<title><![CDATA[Why Life Insurance Companies Love Blood and Urine]]></title>
	<link>http://insurancedose.com/Life-Insurance/why-life-insurance-companies-love-blood-and-urine/</link>
  <source url="http%3A%2F%2Fwww.foxbusiness.com%2Fpersonal-finance%2F2011%2F06%2F27%2Fwhy-life-insurance-companies-love-blood-and-urine%2F"><![CDATA[Why Life Insurance Companies Love Blood and Urine]]></source>
	<description><![CDATA[Using blood and urine tests, insurers can determine if you are prone to diabetes, alcoholism, high cholesterol, hypertension, heart disease and many other life-threatening ailments.  ]]></description>
	<pubDate>Tue, 28 Jun 2011 15:18:09 CDT</pubDate>
	<author>lifeinsurance</author>
	<category>Life Insurance</category>
	<votes>4</votes>
	<guid>http://insurancedose.com/Life-Insurance/why-life-insurance-companies-love-blood-and-urine/</guid>
</item>

<item>
	<title><![CDATA[Longevity Insurance: Buying Down the Risks of Living Too Long]]></title>
	<link>http://insurancedose.com/Life-Insurance/longevity-insurance-buying-down-the-risks-of-living-too-long-1/</link>
  <source url="http%3A%2F%2Fbucks.blogs.nytimes.com%2F2011%2F06%2F28%2Flongevity-insurance-buying-down-the-risks-of-living-too-long%2F"><![CDATA[Longevity Insurance: Buying Down the Risks of Living Too Long]]></source>
	<description><![CDATA[Most people buy life insurance to protect against the risks of dying too soon. Now, there are new products offering the same protection if you live too long. It’s known as longevity insurance, and there’s clearly a huge market for it. ]]></description>
	<pubDate>Tue, 28 Jun 2011 15:16:16 CDT</pubDate>
	<author>lifeinsurance</author>
	<category>Life Insurance</category>
	<votes>6</votes>
	<guid>http://insurancedose.com/Life-Insurance/longevity-insurance-buying-down-the-risks-of-living-too-long-1/</guid>
</item>

<item>
	<title><![CDATA[Allianz Study: Boomers Favor Guarantees over Higher Returns]]></title>
	<link>http://insurancedose.com/Life-Insurance/allianz-study-boomers-favor-guarantees-over-higher-returns/</link>
  <source url="http%3A%2F%2Fwww.lifeandhealthinsurancenews.com%2FNews%2F2011%2F6%2FPages%2FAllianz-Study-Boomers-Favor-Guarantees-over-Higher-Returns.aspx"><![CDATA[Allianz Study: Boomers Favor Guarantees over Higher Returns]]></source>
	<description><![CDATA[By nearly a 4 to 1 margin, baby boomers remain more attracted to guarantees for their retirement savings than to potential high returns with market risk, according to a new study. ]]></description>
	<pubDate>Tue, 28 Jun 2011 15:14:57 CDT</pubDate>
	<author>lifeinsurance</author>
	<category>Life Insurance</category>
	<votes>6</votes>
	<guid>http://insurancedose.com/Life-Insurance/allianz-study-boomers-favor-guarantees-over-higher-returns/</guid>
</item>

<item>
	<title><![CDATA[Making Cents: Whole life policies offer tax advantage]]></title>
	<link>http://insurancedose.com/Life-Insurance/making-cents-whole-life-policies-offer-tax-advantage/</link>
  <source url="http%3A%2F%2Fwww.enterprisenews.com%2Flifestyle%2Fcolumnists%2Fx536841647%2FMaking-Cents-Whole-life-policies-offer-tax-advantage"><![CDATA[Making Cents: Whole life policies offer tax advantage]]></source>
	<description><![CDATA[One of the most controversial topics in the financial planning world is the use of life insurance as a way to accumulate cash savings. Whole life insurance has been sold by agents for decades as the lowest long-term cost of insurance along with a forced savings account. The other side of this argument is to buy term insurance, and invest the difference.<br /> ]]></description>
	<pubDate>Fri, 24 Jun 2011 11:04:17 CDT</pubDate>
	<author>lifeinsurance</author>
	<category>Life Insurance</category>
	<votes>3</votes>
	<guid>http://insurancedose.com/Life-Insurance/making-cents-whole-life-policies-offer-tax-advantage/</guid>
</item>

<item>
	<title><![CDATA[3 Things to Consider When Buying Life Insurance]]></title>
	<link>http://insurancedose.com/Life-Insurance/3-things-to-consider-when-buying-life-insurance/</link>
  <source url="http%3A%2F%2Fblogs.smartmoney.com%2Fencore%2F2011%2F06%2F23%2F3-things-to-consider-when-buying-life-insurance%2F%3Fmod%3Drss_%26link%3DSM_home_blogsum"><![CDATA[3 Things to Consider When Buying Life Insurance]]></source>
	<description><![CDATA[Life insurance is now available for those 60 and older or even after a serious illness, but of course at higher rates.  Here are a few things to consider when shopping for insurance. ]]></description>
	<pubDate>Fri, 24 Jun 2011 11:03:06 CDT</pubDate>
	<author>lifeinsurance</author>
	<category>Life Insurance</category>
	<votes>4</votes>
	<guid>http://insurancedose.com/Life-Insurance/3-things-to-consider-when-buying-life-insurance/</guid>
</item>

<item>
	<title><![CDATA[Tapping Life Insurance When You're Terminally Ill]]></title>
	<link>http://insurancedose.com/Life-Insurance/tapping-life-insurance-when-youre-terminally-ill/</link>
  <source url="http%3A%2F%2Fcommunity.nasdaq.com%2FNews%2F2011-06%2Ftapping-life-insurance-when-youre-terminally-ill.aspx%3Fstoryid%3D82178"><![CDATA[Tapping Life Insurance When You're Terminally Ill]]></source>
	<description><![CDATA[I heard that if you have been diagnosed with a terminal illness, you may be able to tap some of your life insurance death benefits in advance. Is that true?<br /><br />Yes, in some cases...<br /> ]]></description>
	<pubDate>Thu, 23 Jun 2011 10:38:38 CDT</pubDate>
	<author>lifeinsurance</author>
	<category>Life Insurance</category>
	<votes>3</votes>
	<guid>http://insurancedose.com/Life-Insurance/tapping-life-insurance-when-youre-terminally-ill/</guid>
</item>

<item>
	<title><![CDATA[Man who killed wife can’t cash her $50,000 life insurance]]></title>
	<link>http://insurancedose.com/Life-Insurance/man-who-killed-wife-can%E2%80%99t-cash-her-50000-life-insurance/</link>
  <source url="http%3A%2F%2Fwww.thestar.com%2Fnews%2Fcanada%2Farticle%2F1013392--man-who-killed-wife-can-t-cash-her-50-000-life-insurance%3Fbn%3D1"><![CDATA[Man who killed wife can’t cash her $50,000 life insurance]]></source>
	<description><![CDATA[A Toronto man stood to collect $50,000 from an insurance company after his estranged wife was slain in 2006. The only problem was he was the one who had brutally bludgeoned and stabbed her to death. ]]></description>
	<pubDate>Thu, 23 Jun 2011 10:37:10 CDT</pubDate>
	<author>lifeinsurance</author>
	<category>Life Insurance</category>
	<votes>3</votes>
	<guid>http://insurancedose.com/Life-Insurance/man-who-killed-wife-can%E2%80%99t-cash-her-50000-life-insurance/</guid>
</item>

<item>
	<title><![CDATA[Rising Costs Force Insurance Rates Higher For Long-Term Care]]></title>
	<link>http://insurancedose.com/Life-Insurance/rising-costs-force-insurance-rates-higher-for-long-term-care/</link>
  <source url="http%3A%2F%2Farticles.courant.com%2F2011-06-22%2Fnews%2Fhc-long-term-care-0622-20110621-13_1_rate-hike-metlife-nursing-home"><![CDATA[Rising Costs Force Insurance Rates Higher For Long-Term Care]]></source>
	<description><![CDATA[Jim and Joan Morrow of Old Saybrook are both facing a 39 percent price increase this summer on MetLife long-term-care insurance policies they bought more than a decade ago to cover nursing home. ]]></description>
	<pubDate>Thu, 23 Jun 2011 10:35:56 CDT</pubDate>
	<author>lifeinsurance</author>
	<category>Life Insurance</category>
	<votes>3</votes>
	<guid>http://insurancedose.com/Life-Insurance/rising-costs-force-insurance-rates-higher-for-long-term-care/</guid>
</item>

<item>
	<title><![CDATA[In Your 50s? Don't Risk Life Insurance Lack]]></title>
	<link>http://insurancedose.com/Life-Insurance/in-your-50s-dont-risk-life-insurance-lack/</link>
  <source url="http%3A%2F%2Fwww.thestreet.com%2Fstory%2F11160379%2F1%2Fin-your-50s-dont-risk-life-insurance-lack.html"><![CDATA[In Your 50s? Don't Risk Life Insurance Lack]]></source>
	<description><![CDATA[How do you know if you need life insurance in your 50s? And if so, how much?<br /><br />For starters, is anyone reliant on you for their financial well-being? A spouse? Minor children? Life insurance does not pin a numerical value on your life; it helps compensate for the financial loss accompanying your death. Therefore, if no one is reliant on you for their financial well-being, you don't need life insurance. End of story? Not exactly.  ]]></description>
	<pubDate>Wed, 22 Jun 2011 10:51:04 CDT</pubDate>
	<author>lifeinsurance</author>
	<category>Life Insurance</category>
	<votes>3</votes>
	<guid>http://insurancedose.com/Life-Insurance/in-your-50s-dont-risk-life-insurance-lack/</guid>
</item>

<item>
	<title><![CDATA[Weaknesses revealed in direct life insurance model]]></title>
	<link>http://insurancedose.com/Life-Insurance/weaknesses-revealed-in-direct-life-insurance-model/</link>
  <source url="http%3A%2F%2Fwww.businesslive.co.za%2Fpersonalfinance%2F2011%2F06%2F22%2Fweaknesses-revealed-in-direct-life-insurance-model"><![CDATA[Weaknesses revealed in direct life insurance model]]></source>
	<description><![CDATA[While it is still in its infancy, direct life insurance appears to have a range of price, benefit, advice and claims weaknesses that currently give its established intermediary-driven rival the upper hand, especially in the middle to upper income brackets.  ]]></description>
	<pubDate>Wed, 22 Jun 2011 10:50:08 CDT</pubDate>
	<author>lifeinsurance</author>
	<category>Life Insurance</category>
	<votes>3</votes>
	<guid>http://insurancedose.com/Life-Insurance/weaknesses-revealed-in-direct-life-insurance-model/</guid>
</item>

<item>
	<title><![CDATA[Life Insurance as a Way to Give]]></title>
	<link>http://insurancedose.com/Life-Insurance/life-insurance-as-a-way-to-give/</link>
  <source url="http%3A%2F%2Fwww.businessweek.com%2Fsmallbiz%2Ftips%2Farchives%2F2011%2F06%2Flife_insurance_as_a_way_to_give.html"><![CDATA[Life Insurance as a Way to Give]]></source>
	<description><![CDATA[Many business owners look for sensible ways to share their wealth with family and/or charities. Life insurance is an often-overlooked way to multiply gift or legacy dollars. ]]></description>
	<pubDate>Wed, 22 Jun 2011 10:49:11 CDT</pubDate>
	<author>lifeinsurance</author>
	<category>Life Insurance</category>
	<votes>4</votes>
	<guid>http://insurancedose.com/Life-Insurance/life-insurance-as-a-way-to-give/</guid>
</item>

<item>
	<title><![CDATA[Hide and Seek: Why There's No National Database of Life Insurance Policies]]></title>
	<link>http://insurancedose.com/Life-Insurance/hide-and-seek-why-theres-no-national-database-of-life-insurance-policies/</link>
  <source url="http%3A%2F%2Fwww.foxbusiness.com%2Fpersonal-finance%2F2011%2F06%2F20%2Fhide-and-seek-why-theres-no-national-database-life-insurance-policies%2F"><![CDATA[Hide and Seek: Why There's No National Database of Life Insurance Policies]]></source>
	<description><![CDATA[For those who fiercely guard their privacy, it's amazing how much people can learn about you after you've died. They can find out your Social Security number, birth date and last known address, just to name a few facts. ]]></description>
	<pubDate>Mon, 20 Jun 2011 10:24:26 CDT</pubDate>
	<author>lifeinsurance</author>
	<category>Life Insurance</category>
	<votes>3</votes>
	<guid>http://insurancedose.com/Life-Insurance/hide-and-seek-why-theres-no-national-database-of-life-insurance-policies/</guid>
</item>

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