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You might be surprised to learn that more and more of the dollars you pay for coverage are being sucked into a kind of black hole. It doesn't really disappear, of course.

It doesn't really disappear, of course. It just doesn't do you a bit of good -- unless, of course, you believe it is to your advantage that it ultimately winds up in the bank accounts of a few investors and insurance company executives, including those who have to power to deny coverage for potentially life-saving care.


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